Modern Banking for Every Local Bank
Bankfyn gives pen-and-paper banks a secure digital credit card flow and a back-office to decide faster.
Launch a digital credit card application fast
Transform your paper-based credit application process into a modern digital experience that customers expect.
Branded form experience
Custom-branded application flows that match your bank's identity
Secure login & verification
Multi-factor authentication and identity verification built-in
Instant credit checking
Real-time credit bureau integration for immediate decisioning
Smart routing to bank
Automatic application routing to your existing approval workflow
Application Process
Application Queue
Approve, deny, set limits in one place
Streamlined dashboard for loan officers to review applications, check credit reports, and make decisions with full audit trails.
How it works
From setup to approval in four simple steps. Get your digital credit card application live in days, not months.
Brand
Customize the application with your bank's colors, logo, and messaging
Qualify
Customers complete identity verification and income documentation
Check Credit
Real-time credit bureau integration provides instant scoring and reports
Decide
Loan officers review applications and make approval decisions quickly
Why local banks choose Bankfyn
Built specifically for community banks that want to compete with digital-first lenders.
Modernize
Transform paper processes into digital experiences customers expect from modern banks.
Connect
Seamlessly integrate with existing bank systems and credit bureau partners.
Grow
Increase application volume and approval speed with streamlined digital workflows.
More services coming soon
We're building a complete digital banking platform. Start with credit cards and expand as we add new capabilities.
Digital Checking Accounts
Coming SoonOnline account opening with instant verification and mobile check deposit.
Personal Loans Platform
Q2 2025End-to-end loan origination system for personal and auto loans.
Customer Portal
Q3 2025Self-service portal for account management and document uploads.
Built for banking compliance and security
Bankfyn meets the highest standards for financial data protection and regulatory compliance. Your customers' information is protected with enterprise-grade security.
Security First
All data is encrypted in transit and at rest. Our infrastructure is hosted on AWS with 24/7 monitoring and automatic backups. We undergo regular security audits and penetration testing to ensure your bank's data remains secure.